Terms & Conditions

Klendify Terms of Use

These Terms of Use (“Terms”) govern your access to and use of the Klendify website and services. By accessing or using our website (“Site”) or engaging with any of our services (collectively, “Services”), you agree to these Terms, our Privacy Policy, and any additional terms provided on the Site. If you do not agree to be bound by these Terms, do not use the Site or Services.

1. Introduction

Klendify helps small business owners find financing solutions through our network of approved lenders. Klendify is not a lender, and we do not underwrite, approve, fund, or collect on loans or financial products. We encourage all users to read these Terms carefully before using the Site or Services.

In this document:

2. Modifications to These Terms

We reserve the right to amend, update, or modify these Terms at any time. Your continued use of the Site or Services after changes are posted means you accept the modified Terms. Please review these Terms regularly for updates.

3. Intellectual Property and Content

All content on the Klendify Site, including but not limited to text, images, graphics, logos, and software, is the intellectual property of Klendify or its licensors. You may not use, copy, modify, or distribute any content without express written consent from Klendify.

4. Use of the Site and Services

By accessing the Site or using our Services, you agree to the following:

5. Limitation of Liability

Klendify, its employees, officers, and affiliates, shall not be liable for any damages, including but not limited to direct, indirect, incidental, consequential, or punitive damages, arising from your use of the Site, Services, or content. This limitation applies even if we have been advised of the possibility of such damages.

6. Assumption of Risk

You acknowledge that Klendify does not guarantee that we will connect you with one or more lenders. Klendify is not responsible for any financial decisions you make based on the Services provided. You assume all risk associated with your interactions with third-party lenders.

7. User Responsibilities

You agree to:

8. Third-Party Websites and Links

The Site may contain links to third-party websites or services. These links are provided for your convenience, and Klendify is not responsible for the content, accuracy, or privacy practices of such sites. Your interactions with any linked third-party websites are at your own risk.

9. Communication and Consent

By using the Site and Services, you consent to receive communications from Klendify, including emails, SMS messages, and phone calls, related to your use of the Services. You may opt-out of such communications at any time by following the instructions provided in our Privacy Policy.

10. Termination

Klendify reserves the right to suspend or terminate your access to the Site or Services at any time, for any reason, including violation of these Terms. Upon termination, your rights to use the Site and Services will immediately cease.

11. Governing Law and Dispute Resolution

These Terms shall be governed by the laws of the State of DE. The prevailing party in any arbitration or legal action shall be entitled to reasonable attorneys' fees and costs.

12. Indemnification

You agree to defend, indemnify, and hold harmless Klendify, its affiliates, officers, directors, and employees from any claims, damages, or expenses arising out of your use of the Site, your violation of these Terms, or any third-party claim arising from your actions.

13. Security and Data Protection

We take the security of your data seriously and use SSL encryption to protect your information. However, you acknowledge that no method of transmission over the internet is 100% secure, and Klendify cannot guarantee absolute security.

14. Contact Information

For questions or concerns regarding these Terms, please contact us at info@klendify.com.